I’m a female member, and I borrowed student loans for three years through the former Japan Scholarship Association, now the Japan Student Services Organization.
With interest, the total is around ¥6 million.
Even so, my monthly repayment is ¥30,000.
If one adult relationship (intimate) were worth this amount, everyone would be angry about the price.
That got me wondering how much young people these days borrow and how difficult their repayments are.
I would think the monthly repayment would be no more than around ¥10,000.
I’ve always thought that claiming student loan repayment as a reason for doing papa-katsu (compensated dating in Japan) sounded like a lie from the start, so I’m asking.
For those in their 20s these days who have student loans, or anyone who knows, could you tell me roughly how much you’re repaying?
I admit this question is partly out of curiosity, but I also mean it in the hope that, if people understand the reality, fewer papas (male supporters) will be deceived.
Maezawa from the CEO’s Office here—I’ll answer as well.
> “It comes to about ¥6 million in total, including interest.”
It’s pretty incredible that you can borrow ¥6 million and still act like it’s no big deal. Having that much debt in your twenties would be extremely difficult.
You say you’ll repay it at ¥30,000 a month, but are you really planning to spend 16 years paying it back?
Seriously?
Paying back ¥30,000 every month for 16 years sounds rough, and having debt hanging over you the entire time must be difficult too.
As for the reality of the situation, I’m more surprised that you seem perfectly unfazed despite having ¥6 million in debt.
Although, somehow, I get the feeling you only phrased it as a question because a post consisting solely of insults would probably be deleted.
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I’m Aya, a female member.
I’ve never had student loans, so I can’t really say from experience, but one of my college classmates borrowed five million yen, joined a major company, and had already paid it all back by her second year. Not everyone can become an elite employee like her, so I don’t think it’s strange that some women try to pay off their loans through papa-katsu (compensated dating in Japan).
That said, there may also be women who lie and claim they have student loans. So sometimes I think men are better off seeing someone they’d be willing to forgive even if she turned out to be deceiving them.
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I’m Kazu, a male member.
I don’t think they’re talking about the monthly repayment of ¥30,000; I think they’re discussing repayment based on the total amount borrowed.
If you repay ¥6 million at ¥30,000 a month, it would take 200 payments—over 16 years. I think it’s only natural to want to pay it off within a few years.
By the way, you said, “Everyone would be angry if this were the allowance for one adult relationship.” Is that really so? Quite a few women receive ¥30,000.
Personally, I also think it’s healthier to view the allowance as something other than a loan, so the way it’s used shouldn’t matter.
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