If I rejoin Universe within a year of withdrawing, will I need to have another interview and resubmit identity verification documents?

If you cancel your membership, you’ll need to have an interview and submit identity verification documents when you rejoin, even if you’re a returning member. The exception is when you rejoin shortly after canceling. In that case, they may consider your membership to have continued since it was only a short break, so you won’t need another interview or to resubmit your documents. However, you should confirm what they mean by “shortly” when you rejoin. Normally, I’d assume it means within a month, but they may allow a little more time. That said, I highly doubt a full year would qualify.