Tips
Aug 25, 2021 02:43
6 answers
A～Dまで一通りオファーの経験あり、多くても月１程度でLINEはスケジュール調整のみ、スマートに無理なく長期交際するスタイルです。
Age: 50s
👨 Male
Universe member
I’m Dai, a male member.
There’s no need to rush, but always remember that this is separate from income earned through your job.
When you eventually reach the limit of this activity, having some assets set aside will help you.
🏅 あなたの味方
お役に立てれば幸いです。
Age: Private
👨 Male
Universe staff
Maezawa from the CEO’s Office will answer this one as well.
> I spend ¥200,000 a month after covering the fixed costs necessary for living.
If you’re spending ¥200,000 on yourself and saving twice that amount—¥400,000—then you seem to be living quite sensibly.
Looking only at the amount, it might seem like you’re overspending, but for someone earning that much, it seems like a fairly normal level of spending.
You may feel that income from papa-katsu (compensated dating in Japan) could disappear at any time, but it seems like you’re saving for that very reason.
Self-employed people are in the same position, in that they never know when their income might suddenly dry up.
With that in mind, they would probably try to plan and work hard to prevent their income from disappearing unexpectedly.
That said, if you feel you’re spending too much, then you can simply cut back. If you’re asking how it looks to people around you, considering your income, it doesn’t seem particularly unusual.
Age: Private
👨 Male
Universe member
I’m Kazu, a male member.
If you’re making that much money, there’s nothing wrong with spending half of it. I don’t think you need to see it as a crisis.
The real issue isn’t your situation right now—it’s whether, once you stop doing papa-katsu (compensated dating in Japan), you’ll be able to earn enough to maintain your current standard of living, or whether you’ll be able to lower your lifestyle to match your income.
A ¥10 million annual salary comes to about ¥7.2 million after taxes, or roughly ¥600,000 a month. To take home ¥300,000 a month, you’d need an annual salary of just under ¥5 million. There probably aren’t many industries that offer new graduates ¥5 million a year, but I think you should work toward getting a job in a field that can offer you a salary as close to that as possible.
As long as you’re mindful of the income you could realistically earn from work without papa-katsu in the future, and are trying to live within that level of income, I don’t think you have a serious problem. Even if you painstakingly save a few million yen now, that kind of money can disappear in an instant. While you have this windfall, using it effectively to invest in yourself is also a good option.
👨 Male
Universe member
I’m だて◎ゆめ, a male member.
You really should start worrying. I’d say the average female college student can cover her living expenses, including food, with under ¥100,000 a month.
I recommend putting the rest to work—whether through savings, stocks, real estate, or anything else—to grow what you have. The period during which you can do papa-katsu (compensated dating in Japan) is short, so while you still have some financial leeway, it’s a good idea to build a system that generates income and gives you peace of mind for the future.
I say this as someone who failed to do that myself, so you can trust my advice. Even now, as an old man, I’m still a broke member of a dating club（笑）. When I was young, it’s not like I had any money to invest, either…
Other
I’m Nana Ayase☆
If I put money in the bank, wouldn’t that attract a tax investigation? Or is that usually not an issue?
From what you’ve described, I think you’re spending too much. If your fixed expenses are ¥100,000, could you try to keep the remaining roughly ¥230,000 down to around ¥100,000?
What would you do if your papa suddenly disappeared? Even if the amount of money you can use suddenly drops, you may still feel compelled to spend. Do you think you could resist? It’s incredibly stressful.
If you keep spending because you think, “I still have savings,” you could end up in serious trouble. Also, if you have some capital to work with, why not start learning how to grow your money through things like stocks while you still can?
Other
I’m Taro, a male member.
If you’re able to put about half your cash flow into savings, I don’t think that’s bad at all. If you’re spending around ¥200,000 a month on going out and having fun, that’s an amount even a young employee in a well-paying industry could realistically have. At least, that’s what I remember being like in my twenties.
The real problem would be if that lifestyle doesn’t match your own abilities. If you land a well-paying job right out of college, a drop in papa-katsu income might not affect you much. But if not, then your life only works as long as you have papa-katsu income. And the female college student PJ route has a short shelf life, so I’m sure there’s also the question of what to do with your life afterward.
It’s fine to start worrying now and prepare for a crisis, but I also think there’s something very youthful about deciding to worry once the crisis actually arrives and enjoying the present for now. And honestly, drinks in your forties and beyond taste surprisingly good when you’re reminiscing about those days, haha.