Tips Jul 29, 2021 11:43

I’m a female university student.

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If I barely spend the allowance I receive from my papa (a male supporter) and earn a few percent through stock investments, I may have around ¥10 million by the time I graduate. I’m thinking of putting money toward beauty and clothes after building up my savings to a certain point, but I haven’t decided where to draw the line. If you were in my position, how much would you save before starting to spend more? Thanks to my parents, I haven’t had to take out any student loans so far, so I won’t have anything to repay after graduation.
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6 answers

I’m Shingo Lee, a columnist. As a college student, anything beyond ¥500,000—or at most ¥2 million—is unnecessary. Spend it all on things you can only do while you’re a student, or on cosmetic surgery. Start a business, travel (though there’s COVID right now), enjoy a lavish lifestyle, attend seminars—whatever. You’ll have plenty of opportunities to save money once you start working. But no matter how much money you make, you can never get your younger college years back.
(3 replies left)
ダイ
A~Dまで一通りオファーの経験あり、多くても月1程度でLINEはスケジュール調整のみ、スマートに無理なく長期交際するスタイルです。
Age: 50s 👨 Male Universe member
I’m Dai, a male member. I don’t particularly feel there’s any need to draw a line under it, though… You should save as much as you can while you have the opportunity. Once you graduate from university and try to make a living from a regular day job alone, you’ll realize how difficult it can be to take home ¥300,000 a month.
(3 replies left)
紙ひこうき
🏅 倶楽部女性のご主人様に潤いを!
Mパパ、永遠の交際継続中! B1タイプ〜A寄りパパです! 会う度大人は嫌と感じる方………ご相談ください。
Age: Private 👨 Male Universe member
I’m Paper Airplane, a male member. You should talk it over with your papa (a male supporter). If you can grow it together, it’ll bring you even closer. Whatever you do, don’t ignore your papa’s advice and suffer a major loss—or disregard the people around you and end up getting scammed.
(3 replies left)
シアトル
🏅 大阪の昼寝引きこもりトレーダー
スペ90以下のひとを厚く囲い込み、一生面倒見て実質一夫多妻で大切にしたい独身です。
Age: 50s 👨 Male Universe member
I’m in Seattle. FIRE is getting pretty popular, isn’t it? Instead of wasting money on clothes and other little things, save until you can live off the interest—and then enjoy yourself for the rest of your life.
(3 replies left)
前澤(スタッフ)
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🏅 あなたの味方
お役に立てれば幸いです。
Age: Private 👨 Male Universe staff
Maezawa from the CEO’s office here, too. > Where would you draw the line, if you were in my position? I feel like someone used to write this a lot, but I think you should aim for 100 million yen. Once you reach that point, start buying the things you really want, and perhaps the world will look different.
(3 replies left)
I’m Nana Ayase ♡ Do as you please. Wouldn’t around ¥3 million be enough? Don’t spend the money you’ve saved. How long will your parents be around? You don’t know, do you?
(3 replies left)