There seem to be a lot of wealthy male members—how much dividend income will you be receiving this winter? I imagine someone like Saito must be doing quite well. My father always taught me, “Never let your spending on women exceed your dividend income,” and I live by that.

I’m Saito, the columnist♪ Sorry for the late reply. I can’t really say until January 1, when the taxes are finalized. Judging by your situation, it sounds like things went exceptionally well. Haha. I also stopped blogging and the like this season so I could focus on enjoying the interesting fluctuations. Thanks to that, I think I’ll have my highest earnings ever. But work is ultimately like a long-distance marathon, and happiness depends on many things, including your health, peace of mind, and education. I hope I can avoid getting carried away by every up and down, remain grateful to those around me, and stay humble. (Though I don’t always give humble answers...) I think the idea of “don’t spend more than your dividends” is an excellent one. But when you spend too much, you can end up regretting it terribly. I try to engrave that lesson into my own mind. (I’m curious what happened to your father that made him feel that way.) I believe people who have wasted money are more likely to reflect, make corrections, and eventually find better ways to spend it than others. (A self-serving interpretation, of course.)

I’m a male member based in Seattle. I’m not living off investments, but my annual income is around ¥30 million. I wonder if that’s about average for a male member. I may have spent around ¥15 million on Universe activities. I’m single and have no dependents, so I’m happy with things as they are. As long as it doesn’t decrease, I’m fine. You can’t take your money with you when you die.

I’m だて◎ゆめ, a male member. “Don’t let what you spend on women exceed your dividend income”—that’s excellent advice. I agree completely. I think everyone follows that principle. However, I don’t consider the relationships I’m currently pursuing through Universe to be “playing with women.”