If you have a marketable skill and earn enough to comfortably spend ¥400,000 a month on your own, then I think you should do whatever you want.
But if that ¥400,000 includes the allowance you receive through this activity, you’d probably be better off saving it in case something comes up. As for how much to save, I think you should set aside whatever you can afford.
I understand that women tend to have more expenses, but I don’t think you need to spend ¥400,000 every month.
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If you’re saying that you need ¥400,000 a month to cover your living expenses, then you’re spending considerably more than the average woman. It might be worth thinking about why you can’t get by with less.
Of course, if you have a high income, you’re free to spend it however you like. I’m not sure whether saving is necessarily the best option, but you could try reducing your monthly spending from ¥400,000 to ¥300,000 and putting the remaining ¥100,000 into savings.
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I had a feeling that might be the case, haha.
Setting aside whether you should save money or not, I do think you should first take another look at whether your living expenses really amount to 400,000 yen a month. I’m not saying you should cut back and live on less. It might even be 500,000 yen. If so, then you simply can’t save, even if you want to.
That said, at around Joe’s age, I also find myself wanting to live simply. “Cheap, mediocre things” are out of the question, but I don’t necessarily want to be surrounded by “expensive, high-quality things” either. In fact, living simply is more difficult, and it gives me greater satisfaction at this point in my life. I suppose it’s simply a matter of getting older, isn’t it?
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It was said very casually, so you don’t need to take it to heart.
But spending 400,000 yen on living expenses is too much. Please save half of it. You never know what might happen in the future, so put plenty aside as cash savings.
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Did your papa (a male supporter) say that to you?
If so, comments like “You should save money” or “You’d better start saving” are about as substantive as “Don’t catch a cold” or “Sunny days are better than rainy ones.” So you don’t need to worry about them too seriously.
That said, if you have ¥50–100 million saved at a young age, people will stop casually telling you to save money.
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For starters, why not make sure you have enough saved to get by for about a year even if your income suddenly stops?
It’s not that living expenses are higher because someone is a man or a woman; they’re high simply because that person lives an expensive lifestyle.
Marika
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