I’m Saito♪, a columnist.
I’m with Mr. “Intense Papa-Katsu Gentleman.”
Please pay your taxes.
I don’t know whether the tax office would come after you over an amount that small, but it’s clear that he’s in a position to look at your bankbook.
Some men also fund their outings through company expenses. A tax investigation into the man can sometimes lead to an investigation of the woman as well. (That may actually be more common.)
There are men who insist on getting receipts for every taxi ride and meal, and who give more household appliances than jewelry as gifts. If you look closely, you’ll find male members who are pretty risky.
With an ordinary tax office, perhaps not—but once someone becomes a high-income earner and a special investigator starts showing up, even behavior that merely seems “suspicious” can reach the point where it’s considered a problem.
Maezawa from the CEO’s office here.
> Could this make the bank suspicious?
Unless someone has worked at a bank, it’s hard to know exactly how this is handled.
That said, for example, when you buy a house or condo, or purchase an expensive car, it’s said that the tax office may send you an inquiry.
I don’t know whether ¥300,000 a month would be considered a large amount by a bank, but if it is, I imagine the tax office might send you an inquiry.
An inquiry is basically along the lines of, “Are you properly paying your taxes? If you forgot, please pay them.” So as long as you pay your taxes properly, there shouldn’t be any problem. (Taxes are generally paid once a year. There is also a prepayment system.)
So for now, I don’t think there would be any issue with simply saving ¥300,000 a month and reporting it during tax-return season.
You might forget to report it, of course. But even if nothing is said at first, you could spend several years thinking you’re in the clear, only to later be told, “You haven’t paid your taxes,” and be charged additional taxes. (You’ll lose money that way.)
The best option would be to become an employee of your papa’s company and receive the allowance as salary under a work arrangement similar to a super-flex system. That way, you wouldn’t have to worry about gift tax.
Of course, whether that’s possible depends on the size and structure of the company.
Another option would be to enter into a freelance service agreement with your papa and receive the allowance each month as payment for your work. Taxes would still apply in that case, so it would come down to which option allows for better tax savings.
There are probably tax accountants who proudly claim to be good at tax reduction, so I recommend consulting one of them. (Tax accountants who mainly handle bookkeeping are professionals at bookkeeping, not necessarily at tax reduction, so you need to look for someone who specializes in that area.)
So, I’m sorry I couldn’t be of more help, but I think the simplest and best option would be to properly report the allowance and pay the gift tax on your tax return.
