Tips Jul 13, 2025 11:31

A papa who gets denied a mere ¥20 million business loan by the bank...

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Apparently, he was denied the loan and is struggling with his cash flow. Because of the stress, he binge-ate snacks and gained 4 kg. When I asked him, “Why don’t you pay for it yourself?” he said he didn’t have that kind of money. Apparently, he also has over ¥1 million in unpaid tabs at a Ginza hostess club. He supposedly goes there about twice a month just to order drinks, apparently to pay it off. When I asked, “Why order expensive bottles at the club when you don’t have the money? And why not just pay off the tab all at once?” he said that ordering premium bottles for the club’s anniversary or birthday events was a matter of etiquette, and that although it was embarrassing, he didn’t have the financial means to pay ¥1 million in one go. This papa is a second-generation company president who apparently used to have much more money. He went to a university in the Nitto-Komasen group, which is lower-ranked than mine... Does this make him an idiot who ruined the company his father built because of his own lack of planning?
👤 Asked by Guest 👨GenderMale 🎂 20s 👑 Universe female member
💗 Likes 0 👁️ Views 120 💬 Answers 6
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3 answers

アンディ
顔合わせの刺激が好きすぎてオファー続けてます。町中華をこよなく愛してます。
Age: 40s 👨 Male Universe member
I don’t know if he’s an idiot, but the previous owner may have had better management skills. That said, I’ve seen people turn things around in an instant, so it’s impossible to say what will happen from here. I’m not a banker, so I can’t say for sure, but maybe the plan was seen as impossible to recover the money from, rather than simply being a matter of the amount involved. Besides, does worrying about that really accomplish anything? If he’s stingy with the allowance, just move on and try your luck elsewhere.
(3 replies left)
だて◎ゆめ
👨 Male Universe member
Haha(笑) Well, I guess he doesn’t have any assets he can use as collateral to get a loan. I don’t know how much he has in assets, though… A company’s business model can change with the times, so business owners need to make decisions while keeping an eye on the bigger trends in society. That papa seems to be in a tough situation. When cash flow is tight, you have to manage things accordingly and, just like with a penis, get the company back on its feet first. In my case, both my business performance and assets have continued to grow since I started dating her. The other day, I asked my dating partner, “Are you an a⚪⚪ woman?” She just laughed(笑)
(3 replies left)
前澤(スタッフ)
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🏅 あなたの味方
お役に立てれば幸いです。
Age: Private 👨 Male Universe staff
Claiming to be a man in his 20s, yet referring to themselves as a female member... Is this just someone who enjoys changing their gender every time and stirring things up here? That’s why this question also feels made up. And, as usual, it ends with: “So, does that mean ○○?” Same old line. I don’t know what they get out of making up stories, but if they keep posting this kind of prank-like content, eventually no one will bother responding.
(3 replies left)