For monthly arrangements, do you pay in cash? Are there any other methods?
I’m self-employed and don’t want to use my bank account in a way that might raise suspicions with the tax office, so I currently pay in cash. However, the ATM withdrawal limit is around ¥200,000, and making multiple withdrawals would be both conspicuous and inconvenient. Ideally, the women would report the income themselves, but realistically, there’s no way for me to verify that. Embarrassingly, I have several women I pay ¥300,000–¥400,000 a month.
I would appreciate any advice from those with more experience.
Thank you.
👤Asked byGuest👨GenderMale🎂40s👑Universe male member
Since Lawson and FamilyMart have a ¥200,000 limit, I usually withdraw cash at 7-Eleven. I bank with Shinsei Bank.
When I need to withdraw more, I do as Paper Airplane says. Sumitomo Mitsui Banking Corporation also allows withdrawals of up to ¥2 million.
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> But ATM withdrawal limits are only around ¥200,000…
Which ATM are you talking about? Do you normally not use ATMs?
You can easily withdraw about a month’s worth of allowance in a single transaction, as you’d know if you looked it up properly. Or are you actually giving her such an enormous allowance every month—¥10 million—that it exceeds the withdrawal limit?
I can understand wanting to pay in cash if you’re transferring ¥10 million to a woman every month, since the bank would likely have a duty to report such a large amount to the tax office. Still, wouldn’t it be enough to withdraw it over the counter?
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What do you mean?
Some convenience-store ATMs let you withdraw ¥500,000 at a time, and if you raise your withdrawal limit, couldn’t you simply make several withdrawals and take out as much as you need?
With Mitsubishi UFJ and Japan Post Bank ATMs, you can withdraw up to ¥2 million at once. However, with Mitsubishi UFJ, I’ve had the ATM jam several times when depositing ¥2 million.
One thing to watch out for is that Risona-affiliated banks only let you withdraw up to ¥5 million per month without fingerprint authentication, so you need to use the account transfer option on the ATM—not bank transfers, but the “Other” menu.
If it’s a monthly arrangement, you might even consider paying a year’s worth upfront. That way, you’d only need to hand over the allowance a few times a year.
Is this another bait post from someone using a different device?
These days, there are bank cash cards made for papa-katsu (compensated dating in Japan) that let you withdraw cash 24/7 at convenience stores, with no fees and no upper limit…
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