Is having 8 million yen in savings at 28 considered low…?
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I’m going to keep working hard at papa-katsu (compensated dating in Japan) next year and aim to break the 10 million yen mark. After that, I’d like to put the money into investments. What would you recommend?
👤Asked byGuest👩GenderFemale🎂20s👑Universe female member
I’d say having 8 million yen in savings is quite a lot.
I think you should start putting it to work right away.
Rather than simply letting it sit there, it’s better to invest whenever you’ve accumulated more—then keep repeating the process.
Don’t let your money sit idle!
You’ll have some failures along the way, but don’t worry about them!
If you keep investing, you’ll eventually hit a winner.
I’m sure you’ll become wealthy like Mac someday. (笑)
Stocks, gold—anything can work, but for beginners, I’d recommend a global index fund.
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If you’re seriously into papa-katsu (compensated dating in Japan), ¥8 million might be a little low, sorry…
I know ¥8 million may actually be a lot, since many girls probably spend what they earn instead of saving it. But from my perspective, it feels a bit low. Sorry. You can do better.
For now, why not open a NISA account with Rakuten Securities or SBI Securities and start with around ¥100,000? Let’s both do our best.
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Investing 10 million yen? That’s laughable.
If you’ve only got around 10 million yen in savings, whether you do papa-katsu (compensated dating in Japan) or work a regular day job, just work harder and earn more. Don’t get involved in anything shady—keep your savings intact.
A vagina is an opening that lays golden eggs. Don’t manage your assets; manage your vagina.
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That’s probably on the higher side.
According to the 2021 Public Opinion Survey on Household Financial Behavior published by the Central Council for Financial Services Information, the average savings for people in their 20s is apparently ¥3.13 million.
As for investing your assets, it depends on your own life plan. It may be a good idea to tell a financial planner all your hopes—such as wanting to get married or live in a detached house someday—and work out a plan together.
It would be a shame to jump in without knowing what you’re doing.
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I’d say that’s on the higher side.
If you’re at the point of asking other people how to manage your money, I think it’s better to keep saving until you can start making those decisions for yourself.
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